FSBO Property - Homes For Sale By Owner
In a tight real estate market, FSBO property has an advantage.
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When you want to buy a home, the very best place to start (even before you look at the first property) is finding a home loan.
You will have an opinion about what you can afford in terms of monthly payments. A lender will have an opinion on the same subject. They're not always the same. If you think you can afford less than the lender does, stick with what you think. Owning a home won't be much fun if you can't afford to go out to dinner and a movie now and again.
Once you settle on the amount of the loan you can afford based on what your monthly payments will be, you'll need a pre-qualification or pre-approval letter from the lender. The stronger the letter (a true pre-approval is strongest), the more negotiating power you'll have with sellers.
If you already own a home, there are many circumstances under which you may want to refinance it.
Reasons for wanting to refinance include reducing your interest rate, going from a floating to a fixed rate of interest, going from an interest only loan to one that amortizes, and eliminating the need for a baloon payment.
Alternatively, you may want to pull equity out of your home. Reasons for doing this include sprucing up your home prior to putting it on the market (fresh paint, floor covering and refinishing, and kitchen and bath improvements are often good ideas).
You may also want to use home equity to pay for college, to make home improvements that will allow you to live more pleasurably in your home, to finance an investment opportunity, or to make a really big ticket purchase.
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FSBO America LLC
FSBO - Homes For Sale By Owner
305 Calico Drive
New Bern, North Carolina, 28560