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 Interest Only Loans Traditionally, the loan market offered a fairly static set of loan programs. Interest only loans are a fairly recent creation that lower your monthly payment by having you only pay the interest due without any principal. Be careful with these. If the property does not appreciate, you gain nothing. Home | For Sellers | For Buyers | Member Log-in | Contact Us | FAQ | Helpful Links | Site Map FSBO America LLC Content Warning FSBO America LLC |