The Right Mortgage 

Many people want to know what the best mortgage is. As with many things in life, it depends on your situation. If you are planning to live in the home for a long time, you might want to get a fixed mortgage so you always know what you will have to pay. If you intend to live in the home for only a couple of years, you usually want to pick an ARM or hybrid loan that minimizes payments. Why? Well, you are not going to accumulate much equity in five years, so why pay anything more than you must?

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