Paying Slow Real Estate Market Points

As a buyer, you often have to pay points on a mortgage to purchase a home. In the current slow real estate market, you are in a unique situation given the fact sellers are fairly desperate. To this end, consider asking them to pay part or all of the points as part of the deal. Most buyers forget that a real estate transaction is one of the more flexible ones out there. Practically everything on the table is negotiable. Give it a try. You might be surprised when they say yes.