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 Non-Conforming Jumbo Loans Loans are known as conforming or non-conforming. The conforming refers to whether they meet government guarantee loan program caps. The caps are based on the amount borrowed. The exact cap moves about, but it is about $360,000 on average per Fannie Mae. Any borrower seeking more than this amount is asking for a non-conforming or jumbo loan. Get A Free, No-Obligation Consultation with a Mortgage Professional Home | For Sellers | For Buyers | Member Log-in | Contact Us | FAQ | Helpful Links | Site Map FSBO America LLC Content Warning FSBO America LLC |