Mortgage vs Sales Price 

As a buyer, you should get pre-approved before shopping for a home. You have probably already learned this, but don’t realize the value of it. If you walk into a home with a loan guarantee from a lender, the seller is going to be very accommodating. One area where this may occur is the price. They are probably so tired of talking to buyers without financing that they will be willing to lower their asking price. Try it when you make your offer.

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