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 Mortgage Teaser Rates These days, most mortgages come with teaser rates. They are really low rates that run for the first couple years of the loan then go up to normal rates. Make sure you can afford the payments associated with the normal rates to avoid problems. Home | For Sellers | For Buyers | Member Log-in | Contact Us | FAQ | Helpful Links | Site Map FSBO America LLC Content Warning FSBO America LLC |