Government Backed Energy Efficient Mortgages

If you are looking at buying an older home, consider upgrading the energy platforms in the home to more efficient Energy Star models. Ah, but how do you pay for such improvements even if they will save you a ton of money in the long run? You do it by applying for an energy efficiency mortgage, better known as an EEM. These mortgages are backed by the government and are added to your initial mortgage for the purpose of paying for energy efficient improvements to the home. The real beauty of these is that you can still take the tax credit that comes with such improvements. Check them as they can save you a bundle.