Deciding to Buy 

If you're thinking of buying your first home, but can't quite make up your mind to take on the responsibility, you probably should decide to do it.  You'll enjoy tax deductions, appreciation (historically, real estate has always appreciated over time), and loan amortization will also increase your equity.  Later, you can use the equity to help buy a larger house.  Later still, you can "downsize" and use part of your equity to help fund a plusher retirement life style (travel money perhaps?).  Buy a home and take good care of it.  It'll end up taking care of you.

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