Buyers Need Loan Pre-Approval 

Just because it’s a buyer’s market, wise buyers will not short change themselves by failing to meet with a lender to get pre-approved before home shopping.  Sellers will respect your capability when you give them your lender letter with your contract offer.  They’ll know you’re a “live one” and will negotiate thoughtfully instead of shooting from the hip.  Additionally, you will have ironed out the issue of type of loan and payments, thus assuring that you’re calm and not stressed during the offer process.

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