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 Buyer Closing Cost Responsibilities If you are buying a home with financing, you are going to be responsible for some of the closing costs. Loan requirements vary, but you will generally be responsible for points on the loan, title insurance, escrow charges and mortgage fees. Get A Free, No-Obligation Consultation with a Mortgage Professional Home | For Sellers | For Buyers | Member Log-in | Contact Us | FAQ | Helpful Links | Site Map FSBO America LLC Content Warning FSBO America LLC |