Bumps In The Road

Life comes at you fast and there are definite highs and lows. We all know this and have experienced it. If you run through a bad patch, it might be reflected in your credit via some blemishes. It makes sense to add statements to your credit report reflecting the problems you were having so that lenders are aware of them. If you were in the hospital for an extended period, make a note of it. If you were involved in a nasty divorce, state the same. Don’t expect lenders to just figure it out.