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Best Types of Debt Not all credit debt is equal in the eyes of lenders. Everyone has credit cards, but lenders like to see something more solid. Specifically, another fixed term loan that has been paid off. This can include a car loan, student loan and so on. Don’t just assume credit card debt is sufficient. Get A Free, No-Obligation Consultation with a Mortgage Professional Home | For Sellers | For Buyers | Member Log-in | Contact Us | FAQ | Helpful Links | Site Map FSBO America LLC Content Warning FSBO America LLC |