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Automated Mortgage Underwriting One of the great fears of applying for a loan was the mood of the particular underwriter that reviewed your application. This is less of a problem now. Many lenders now use automated mortgage underwriting. What is it? Essentially, it is a computer program. The figures from your application and credit history are plugged in and the program kicks out an answer. For some, it is good news. For others, it is not. Home | For Sellers | For Buyers | Member Log-in | Contact Us | FAQ | Helpful Links | Site Map FSBO America LLC Content Warning FSBO America LLC |