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Advantages of FHA MortgagesThe Federal Housing Authority provides loan programs for a variety of borrowers. So, what are the advantages of FHA mortgages? 1) They can be assumed by others, 2) there are no pre-payment penalties, and 3) the buyer and property must both qualify for the mortgage. Okay, what do we mean about the property qualifying? It means the property must pass an inspection establishing it is in good shape, which of course protects you.
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